College · Family Resources

Six credits
from the stage.

Students miss graduation by a single requirement more often than you would think: an upper-level minimum, an incomplete, an application filed a week late. Put the numbers in, work through the requirements and the money, and see what stands between this term and the diploma.

Check your planWhat you get

Your graduation plan

The worked example is made up: a psychology major six credits from 120, one upper-level minimum unmet and the application to graduate due in 20 days. Saved on this device only.

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What you get

College · Family ResourcesFree

What you finish with
A plan per expected graduation term with credits earned and required, terms left, GPA and the minimum, and the apply-to-graduate deadline; 18 steps in four groups (degree requirements, applying to graduate, money, after graduation). Works out credits left and credits per term; flags a shortfall, a GPA under the minimum, a close or missed deadline and steps not done.
Who it is for
College juniors and seniors, transfer students counting credits, and the parents helping them plan the last year.
Format
Browser checklist with a saved plan per term. Prints the plan, a summary or a blank copy; downloads a spreadsheet (.csv); exports and imports a file.
Access
Free. No account, no sign-in and nothing to install. Everything you type stays in this browser; nothing is sent to Caveat.
Where it lives
The Family Resources space in Caveat College.
Support
Questions about access, an order or a correction: team@caveatacademic.com.

How to use it

  1. Copy credits, GPA and the deadline from your degree audit.
  2. Mark each requirement met, not yet or does not apply.
  3. Complete loan exit counseling if you borrowed federal loans.
  4. Apply to graduate well before the deadline and clear holds.
  5. Take the printout to your academic advisor.

Check your plan

The dates that matter

From the last term to the first loan paymentFinal term startsRun the audit;fix the schedulenowApplication dueHolds cleared,name checkedLast examsGrades postDegree postedWeeks after theceremony, oftenSix months laterFirst federalloan payment dueWalking at the ceremony and having the degree posted are two different dates.Last term to first paymentFinal term startsRun the audit; fix the schedule nowApplication dueHolds cleared, name checkedLast examsGrades postDegree postedWeeks after the ceremony, oftenSix months laterFirst federal loan payment due
Walking at the ceremony and having the degree posted are two different dates; employers and graduate schools ask for the second.

Exit counseling and the grace period

Federal Direct Loan borrowers complete exit counseling when they graduate, leave school or drop below half-time; it explains repayment plans and names your servicer. Direct Subsidized and Unsubsidized Loans usually give a six-month grace period before the first payment.

The audit is the official count

A degree audit shows which requirements the registrar counts as met. A course you think fills a requirement may not, and transfer credit can count toward the total without meeting a specific rule. Ask about any line still open while there is time to add a course.

Sources

  1. Federal Student Aid. Exit Counseling and Grace Periods (studentaid.gov).
  2. U.S. Department of Health and Human Services. Young adult coverage to age 26 (healthcare.gov).
  3. National Student Clearinghouse. Degree Verify and degree posting (studentclearinghouse.org).
  4. American Association of Collegiate Registrars and Admissions Officers. Degree audit and graduation clearance practices (aacrao.org).

The worked example is made up. Your college’s catalog, registrar and degree audit decide graduation; credit totals and GPA rules differ by college and program. Nothing you type is sent to Caveat. Support: team@caveatacademic.com.