Teaching · For Tutors

Insurance that matches where and how you tutor.

Tick where tutoring happens and who works with you, then mark each kind of coverage. The summary works out what your setup calls for, counts what is in place and lists what to get, including the certificate a school may ask for.

Check your coverage What you get

$5one-time · every device you sign in on

Buy · $5

Included with Caveat Classroom and Whole-school licenses. Or get it in the Tutoring business kit, $69 for 64 items.

The checklist

One record per business and check, under a business code. The example is made up.

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What you get

Teaching · For Tutors$5 · included with Classroom and Whole-school licenses

What you finish with: A list of the coverages your setup calls for, which are in place, which to get, and what to ask your insurer for a school contract.
Who it is for: Tutors and owners of tutoring businesses starting out, growing, or signing a contract with a school.
Format: Browser checklist used when starting a business and once a year at renewal. Several saved checks; printed for a broker conversation or blank; CSV; export and import a file.
Access: $5 one-time, yours on every device you sign in on; the tool opens once you are signed in with it. Included with Caveat Classroom and Whole-school licenses. Also in the Tutoring business kit ($69) and the Teaching Suite pass ($199), and 1 more bundle. Everything you type stays in this browser; nothing is sent to Caveat.
Where it lives: The For Tutors space in Caveat Teaching.
Support: Questions about an order, access or a correction: team@caveatacademic.com.

Drawn for this page. The coverage a tutor needs follows where the tutoring happens and who does it.

How to use it

Start a record with your business code and the date.
Tick where tutoring happens and who works with you.
Note whether a school or client asks for a certificate of insurance.
Mark each coverage as in place, quoted, missing or not needed.
Take the list of what to get to an insurance agent or broker.

Check your coverage

What the checklist is for

Liability, twice

General liability covers injuries and damage, such as a student tripping in your home. Professional liability covers claims about your work itself, such as a family saying your teaching cost them a lost placement. Most tutoring businesses carry both.

Working with children

Many general liability policies exclude abuse and molestation claims. Schools and families increasingly expect a business working with minors to carry that coverage, alongside screening and two-adult or open-door practices.

What this is not

The checklist describes common coverages in general terms; it is not insurance or legal advice. Policies differ in what they cover and exclude, and states set rules such as workers’ compensation.

Sources

U.S. Small Business Administration, Get business insurance (common types of coverage for small businesses).
National Association of Insurance Commissioners, consumer guides to home-based business insurance and commercial liability.
Insurance Information Institute, guides to business owners policies, professional liability and home business coverage.
Centers for Disease Control and Prevention (2007). Preventing Child Sexual Abuse Within Youth-serving Organizations (screening and policies alongside coverage).

The example business is made up. General descriptions only; read your own policies and ask a licensed agent. Support: team@caveatacademic.com.